Channel your inner adventurer and get exploring
Time to ponder some ways to compound the amazing work you've already done. How does 100x impact sound?
You’re on the home stretch now! 🎉
And guess what: this post is optional. I won’t dob if you don’t do it.
…but you’ll probably want to because it’s fun!
This is where you can gather up more of the satisfaction and wellbeing taking action creates and get yourself more of it!
I’m talking about exploring what else you could do in your quest to keep your wealth pie a reasonable size.
Why explore further?
Guessing you connected with the Get Future Rich mission because you’d like to avoid being future poor, right?
You’ve done the simplest, easiest, cheapest things you can to make that happen: moving your money.
But there’s plenty more available to help keep that wealth pie big.
Humanity does have to do *all the things* eventually.
You’ve made a huge impact by simply moving money away, but there’s always more if you’re willing. As motivational speaker Jana Stanfield put it:
“I cannot do all the good the world needs. But the world needs all the good that I can do.”
Fortunately, doing ‘good’ in this area can be a blast and/or deeply gratifying.
I’ve got a list of ideas for you.
Being a money person, they’re heavily money oriented - no surprises there.
There’s also a list of excellent folks to follow online if you want to stay up-to-date with this kind of info.
Some of these ideas might be harder or take longer, but the impact can be massive. And just as importantly, you can get a lot of satisfaction from any/all of the following options you can explore.
Treat this like a buffet:
Pick and choose the pieces you like. Ignore the bits you don’t.
Now, here’s a scrumptious selection:
Option 1: Make your impact 100x
…or more!
Did you know being an employee is a superpower in the push to slow climate change and therefore keep the wealth pie big?
You might feel like a tiny cog in the massive machinery of your organisation, but tiny cogs just like you have brought about substantial lasting change in the same style as the work you’ve already done via Get Future Rich.
You saw what moving one person’s super can do.
Imagine if your entire company changed its default super fund.
Or its primary bank?
To see the scale of potential impact your tiny cog status could tigger, here’s a fab article by Julian Kraus-Polk from Project Drawdown and an excellent TED talk by Lucy Pinson.
And, as you can see from Carbon Bankroll 2.0 report, prominent companies like Atlassian, Patagonia and Seventh Generation are already on board.
Whether it’s through putting pressure on their banks or setting criteria on emissions for investment vehicles, they’re using whatever resources they can to make a difference.
This image is a screenshot of page 15 and offers an excellent summary of the reasons for making company changes your next mission :
For each company that changed, it probably all began with one person bringing it up in a meeting.
That could be you.
The good news is, all the preparation to bring this idea has already been done for you by WorkforClimate, a non-profit organisation who say your job is your most powerful climate tool.
I completed their Academy in the July 2025 ANZ cohort, and it was a revelation.
But even if you don’t do the course, you can access their Superannuation Playbook for the price of your email address here.
Don’t be put off by their use of the term ‘ethical’ to describe the move. They’ve focused entirely on fossil fuel elimination.
And they lay out, in detail, the steps you can follow to attempt it at your workplace, including any common roadblocks you might encounter and how to address them.
To save you time, they also highlight two superannuation funds without fossil fuels which offer a MySuper product (which your work’s standard fund must be).
Those two are:
And finally, if you’re an employee, I can heartily recommend WorkforClimate’s Academy. The site you’re reading right now exists because of what I learned in it 😁
Option 2: Try Join the SHIFT
…otherwise known as the Super High-Impact Initiative for Fixing Tomorrow!
They have an excellent site with customisable pathways. As you navigate through it, it’ll customise the output to meet your needs across five areas or personas: you as a citizen, professional, investor, consumer and role model.
You’ve already got some of the investor stuff sorted, and Option 1 touches on the professional side, but you might find plenty more of interest in their site.
Option 3: Give time and/or money
To be clear: not for us!
We don’t need money to do this (yet - Money School is bankrolling to date) and we’re set for people.
But many of the fabulous organisations who’ve made the content on this site possible run on the goodwill of their volunteer team and (often) the smell of an oily rag.
If you are so inclined, you could consider supporting them through donating your time and expertise, and/or some spare cash. Your skillset might be just what they’re looking for, and a few shekels will probably go a long way.
Though please note when it comes to money, you should check if they’re deductible gift recipients first if tax deductibility is important to you.
Market Forces especially has been referred to dozens of time on this Substack, and I have personally donated to them. When I donated, Market Forces wasn’t DGR, but I’m okay with that.
If you can’t give time or money, giving your influence is an excellent alternative. Follow their social channels, like and comment on their posts, and reshare. And don’t forget to mention them in passing conversation IRL too!
Option 4: Take a peek at shareholder activism
Activism is a dirty word in some circles, but I’m not suggesting picket lines or chaining yourself to a tree.
Unless that’s your jam. In which case, knock yourself out.
Again, I take the lazy engineer route and instead use my money to have a more direct influence by becoming a part owner in the companies I’d like to see change.
This means using company law in your favour, wielding the mighty stick of the owner to demand the kind of behaviour you’d like to see.
Now, this might look like investing because it’s buying shares, but I don’t think of it that way.
All shares come with risk, and these are no different. You definitely need to consider your financial position before doing this. MoneySmart has excellent resources on the topic.
In this case, you’d be buying shares in a company you think is doing something unsustainable, so you might not think they’re a good financial bet. Their share value might drop, a reasonable expectation if you believe they’re doing something silly.
Rather than thinking of it as investing, I consider it spending with the added bonus of potentially recouping some or all of my money plus dividends while I hold them. But I might not get any of my capital back.
So far this year I’ve bought the minimum holdings of shares (# in brackets, based on $500 min and price at time of purchase) in:
\ANZ (16) and NAB (13) to encourage them to stop deforestation.
CSL (2) and Bega (96) to encourage them to stop using gas.
Woolworths (16) to encourage stopping deforestation sand saving a fish species threatened by salmon farming.
Nine Entertainment (302) to encourage ending gambling advertising.
The total cost including brokerage was $3,142.18.
You can buy your shares wherever you like. Unless you want to start submitting motions for and attending annual general meetings (AGMs) to kick up a stink, the trick is to assign your shareholder rights to an organisation who’ll do it on your behalf.
I’m personally registered with:
the Australasian Centre for Corporate Responsibility (ACCR) - as a blanket instruction.
SIX Invest - which I pledge shares to for specific campaigns, like those listed above. Please note I am an investor in SIX Invest via their 2025 crowd-funding raise.
Option 5: Help spread the word about Get Future Rich!
The more people moving their money away from fossil fuels, the better off we’ll all be.
Now you’ve been through the process, I’ll be forever grateful if you could help get the word out.
You could:
Share my introductory post on the group chat
Mention GFR at your next team meeting
Text the tool link with a quick ‘Hey! I think you’d love this’ to your besties
Like, comment on and reshare GFR LinkedIn posts
If you use the tool, complete the surveys to say if you moved. This will hels show impact and therefore have more leverage to get earned media and potentially funding later.
You might have more ideas.
If so, please drop ‘em in the comments so anyone reading this can see it.
One final ask:
Thank you so much for going on this journey! It’s amazing to think how far you’ve come in a handful of Substack posts.
You’re my hero 😍
I will be forever in your debt if you comment below with:
Which actions you’ve completed
What was easy
What was confusing
What you wish we’d provided that we didn’t
…or if you prefer to keep it private, please email team@futureyoumoney.com.
Your feedback shapes this project: the tools, the guidance, the step-by-step help it’ll eventually make available to thousands of people trying to protect their future wealth just like you.
Don’t hold back - I wanna hear it!
This is the end of the planned posts but…
There’s more to come!
As I learn more, I’ll share more. It might be current news, updates to relevant models or reports, changes to the GFR tool, and I’ll be loud and proud about any help we get to spread the word in the media.
If that’s something you’re keen to hear about as it happens, stay subscribed and I’ll pop into your feed/inbox occasionally.
And as always, tell me what you’re thinking or curious about in the comments. I’ll aim to address whatever I can.